Consent for Electronic Signatures, Records, and Disclosures (“E-Consent”)
Please read this information carefully and print a copy and/or retain this information for future reference.
Introduction. You are submitting a request to be matched with one of our affiliates or one of our third party lenders, insurers, and/or service providers. In order to offer you financial products, the affiliate, third party lenders, insurers, and/or service providers need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents (“Disclosures”).
Option for Paper or Non-Electronic Records. You may request any Disclosures in paper copy by contacting the affiliate, third party lender, insurer, and/or service provider directly. The lenders, insurers, and/or service providers will retain all Disclosures as applicable law requires.
Scope of Consent. This E-Consent applies to all interactions online concerning you and the affiliate, third party lender, insurer, and/or service provider and includes those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. By agreeing to this E-Consent, the affiliate, third party lender, insurer, and/or service provider may process your information and interact during all online interactions with you electronically. The lender, insurer, and/or service provider may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at our or affliates’, third party lenders’, insurers’, and/or service providers’ websites, and may be provided by e-mail.
Consenting to Do Business Electronically. Before you decide to do business electronically with the affiliates, third party lenders, insurers, and/or service providers, you should consider whether you have the required hardware and software capabilities described below.
Hardware and Software Requirements. To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Google Chrome® or Mozilla Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader. You will need a printer or a long-term storage device, such as your computer’s disk drive, to retain a copy of the Disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the affiliates, third party lenders, insurers, and/or service providers.
Withdrawing Consent. Your E-Consent for our matching service and for our affiliates’, third party lenders’, insurers’, and/or service providers’ consideration of your matching request cannot be withdrawn because it is a one-time transaction. If you are matched with one or more affiliates, third party lenders, insurers, and/or service providers, you are free to withdraw your E-Consent with those affiliates, third party lenders, insurers, and/or service providers at any time and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit or insurance products from the lender, insurer, and/or service provider. Contact the lender, insurer, and/or service provider directly if you wish to withdraw this E-Consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.
Change to Your Contact Information. You should keep the lenders, insurers, and/or service providers informed of any change in your electronic address or mailing address. You may update such information by logging into the affiliate’s, third party lender’s, insurer’s, and/or service provider’s website or by sending the lender, insurer, and/or service provider a written update by mail.
YOUR ABILITY TO ACCESS DISCLOSURES. BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.
CONSENT. BY CLICKING “SUBMIT”, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER, INSURER, AND/OR SERVICE PROVIDER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM AFFILIATES, THIRD PARTY LENDERS, INSURERS, AND/OR SERVICE PROVIDERS OVER THE INTERNET.