This is your guide to understanding loan options for landscaping businesses. Discover what loan types might work best for your business and how you can receive up to $500,0001 in funding from our lending partners.
Your small business needs are unique. We’ll match you with the right loan option to solve for them.
Get your cash in 24 hours.1
Make hassle-free payments.
Find solutions fit to your needs.
Use for almost any business purpose.
The landscaping industry is estimated to grow over 22% through 2025, according to BusinessWire. Privately owned landscaping and gardening businesses make up a majority of the industry, meaning many customers rely on businesses like yours to keep their yards beautiful and maintained. Yet landscapers know the industry can be met with challenges – like business slowing down in the winter months and demand increasing come spring. When it comes to running a successful landscaping business, you need to have the ability to weather fluctuations in business.
A small business loan can give your business a boost of capital during the off-season, give support when supply chain issues or inflation impact your business, or help propel your business forward during a time of growth. When you need access to fast, reliable funding, SmallBusinessLoans.com steps in to quickly connect you with a leading alternative lender. Our lending partners have experience working with landscaping businesses and know the challenges your industry faces. You can secure the capital you need in as little as 24 hours1 so you can get back to what matters most – running your business.
On this page, you’ll learn about alternative lending options, their qualifications, what option might work best for your business, and how to connect with a trusted lender.
A landscaping small business loan gives business owners access to funding that can be used toward a variety of business expenses. Landscapers can pay for new equipment, hire workers, or cover costs during the slow seasons with a small business loan.
An alternative lender, like our partners here at SmallBusinessLoans.com, helps businesses fill gaps in funding when traditional lenders slow businesses down. Our experienced partners provide funding with much less requirements or hoops than traditional banks or government institutions so you can get the capital you need quickly and efficiently.
There are many loan types available to suit every kind of business need. SmallBusinessLoans.com partners with lenders who are experienced in customizing loans for landscaping businesses. Here are common loan types that might work for you:
Short-term business loan
Short-term business loans are temporary financing solutions with short repayment terms, often one year or less. When you need quick funding to help foster growth, a short-term business loan offers a solution.
Working capital loan
A working capital loan helps business bridge the gap in expenses by covering everyday costs. Rather than being focused on long-term assets or planning, a working capital loan covers operational expenses and gives you access to funding for your peace of mind.
Equipment financing loan
Equipment financing helps landscapers pay for new equipment or upgrades critical to their business. Many types of new or pre-owned equipment qualifies, whether your business needs new lawn mowers or trucks.
Whether you’re looking to mitigate rising costs or stay soluble during the winter, a small business loan can cover your expenses. You can use your landscaping and gardening business loan for expenses like:
Our lending partners keep qualifications for a small business loan simple. Now that you have an idea of what loan might work best for your business, let’s break down the eligibility requirements.
Here’s an example of what you may need to qualify:
Many traditional lenders require a high threshold of criteria to meet for their loan – but with an alternative lender, our partners keep the qualifications to a minimum. Required materials are often limited to a credit check and bank statements so you can get approved for funding faster.
With flexible qualifications, it’s efficient to get approved for a landscaping business loan. Let’s take a look at how to proceed with securing a loan for your business. We broke it down in five easy steps.
We’re committed to helping small businesses like yours succeed. Don’t let access to financing stop your business from reaching its potential. With SmallBusinessLoans.com, plan for growth or get through the off-season without sacrificing capital. Get matched with one of our trusted partners who specializes in the unique needs of a landscaping business.
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Do you have more questions about landscaping small business loans? We have answers for you.
SBA loans can be used for landscape and gardening businesses. However, SBA loans have extensive requirements and long approval times, which makes it difficult to secure funding in a timely manner. Alternative lenders provide fast processing times and easier-to-meet qualifications with higher approval ratings.
Most traditional lenders require a high credit score to get approved for a loan. The lending partners at SmallBusinessLoans.com have much more flexible qualifications and can accept fair to excellent credit scores.
Qualifying landscaping and gardening businesses can receive up to $500,0001 in capital from one of our lending partners.
No lengthy processes or tons of prep work.
No getting bombarded by different lenders.
No waiting around for weeks and weeks.
