Skip To Main Content

Business Loans with a Personal Guarantee  

Personal guarantees are provisions on a loan agreement that help lenders reduce risk and typically improve the odds of approval. Know what’s right for your business when securing the right financing solution for your business.

Get Started
Restaurant interior

A customized financing solution

Your small business needs are unique. We’ll match you with the right loan option to solve for them.

Graphic of a rocket taking flight.

Fast funding

Get your cash in 24 hours.1

A graphic of a percent symbol.

Flexible terms

Make hassle-free payments.

A graphic of a thumb print.

Personalized options

Find solutions fit to your needs.

An icon of an abstract list

Multiple use cases

Use for almost any business purpose.

Your Guide to Personal Guarantees

Key takeaways:

  • A personal guarantee is a type of provision on a loan agreement where the guarantor pledges to repay the loan, using personal assets if the business itself can’t afford to repay.
  • This is a common loan agreement that provides protection for the lender and borrower.
  • On this page, we’ll discuss what a personal guarantee entails on a loan agreement and why this might be a solution for your business.

Prioritizing your safety


We use AES 256-bit encryption to secure your data, the strongest encryption standard available today. Because your peace of mind is also ours.

A graphic which represents digital security.

Frequently Asked Questions

Only if you default on your loan and are unable to pay it will a personal guarantee affect your credit score.

Every loan is different and it depends on the lender. Our trusted lending partners work closely with you to find the best solution customized to your business’ needs.


Quick & easy small business financing

Apply for a small business loan

We’ll help you get the quick financing you need to grow your small business—and without all the rigmarole.