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California Business Loans  

At SmallBusinessLoans, we know what it takes to succeed in the Golden State. We provide fast and transparent financing options to California small businesses.

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Small business loans in California.

Your Guide to Business Financing in California

In California, business moves at a different pace. It’s a place where innovation and creativity thrive, and entrepreneurs from all walks of life can find success. But success doesn’t come easy, and financing is often a key factor. Our guide covers everything you need to know about business financing in California, from navigating the state’s regulations to understanding the types of financing available to you, how to qualify, and more. We also have specific information on Los Angeles business financing.

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Frequently Asked Questions

Yes, there are several state-specific loan programs available for California businesses, such as the California Small Business Loan Guarantee Program, the California Capital Access Program, and the California Infrastructure and Economic Development Bank (IBank) Loan Guarantee Program.

When seeking a business loan in California, it’s important to consider the state’s strict labor laws and regulations, high taxes, and stringent environmental laws. Additionally, California’s diverse economy can present unique challenges and opportunities when it comes to obtaining a business loan.

The types of collateral typically required for business loans in California can vary depending on the lender and the size and purpose of the loan, but they may include real estate, equipment, inventory, accounts receivable, and personal guarantees from the business owner.

Qualifying businesses can receive up to $500,0001  in capital from one of our lending partners.

While approval times can vary, our trusted partners typically offer funding within 24 hours1 upon approval. However, it’s important to note that SBA loans may have longer funding timelines, taking several weeks or even months, due to their complex approval process and rigorous requirements.


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